Why do you need my date of birth?

As part of federal "Know Your Customer" regulations, we need to gather some basic information about account holders on Cheddar Up. This helps us ensure that you are an honest-to-goodness person. And, in order to transfer collected funds to an organizer’s account, we must collect the minimum information of full name, date of birth and last four of SSN. Please note that this does not need to be the person who opened the bank account or even the person directly tied to the bank account. It simply needs to be the person managing the Cheddar Up account. It's also important that the date of birth matches the first and last name on the account. If for some reason, we are unable to verify your identity with the minimum amount of information, we may need to request more information.

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