Will I need to provide my SSN?

In order to verify the identity of our collectors, federal regulations require that we gather some basic information from the person managing your Cheddar Up account. This typically includes full name, address, date of birth and the last four of SSN. On occasion, if we are unable to verify your identity based on these minimum data points, or if you've collected a large sum, we may need to collect a full SSN. If this is the case, please know that Cheddar Up never sees or has access to this information. Instead, it is immediately passed securely to our payment processor and is only used to verify your identity. If it were up to us, we'd collect as little information as possible. You can be assured that if we request full SSN, it is only because our processor is unable to verify your identity based on the minimal information provided. And the processor is requesting it due to federal "Know Your Customer" regulations. When you enter the last four of your SSN, please know that it should match the first and last name on the Cheddar Up account. If it doesn't match, then we will have trouble verifying your identity and will need to request more information.

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